CARE Press Room

Press Contact

John Good
jgood@care4yourfuture.org
703 - 739 - 0800

What is CARE?

Founded in 2002, the Credit Abuse Resistance Education (CARE) program, seeks to educate high school and college students on the responsible use of credit and other fundamentals of financial literacy, as well as the potential consequences of poor money management and credit card abuse.

The program was founded by now-retired U.S. Bankruptcy Judge for the Western District of New York John C. Ninfo II. Tired of seeing so many debtors coming through his courtroom having gotten into financial trouble through the misuse of credit cards and poor financial planning and budgeting, Judge Ninfo decided to take action and the CARE program was born.

Now entering its eleventh year, the CARE program boasts a presence in all 50 states and the District of Columbia.

CARE Program Overview

CARE is a free financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at a time when they carry a very low Financial I.Q.

CARE was founded in 2002 and now has a presence in all 50 states and the District of Columbia. The American media has dubbed this program a "scared straight" credit program for students. CARE is honored and excited to be a national partner of the Jump$tart Coalition and a member of the National Financial Education Network. It is also forever grateful to NextStep Magazine for allowing us to spread the word about CARE and to the National Conference of Bankruptcy Judges, National Association of Bankruptcy Trustees, the United States Trustee Program and the Federal Judicial Center for their support.

This Web site supplements the live presentations with free downloads in the form of handouts, videos, Powerpoint presentations, games and more for your use. Our CARE Locator Map is powered by Google to make finding a contact person near you as easy as possible. You will then be able to schedule a presentation in your area or help us start a new CARE Program where you live.

CARE Advisory Board

Judge John C. Ninfo, II
U.S. Bankruptcy Court, Western District of New York - retired

Paul Groschadl
Woods Oviatt Gilman, LLP

Joe Schorer
Kirkland & Ellis LLP

Allen Guon
Shaw Gussis Fishman Glantz Wolfson & Towbin LLC

CARE Judicial Advisory Board

David D. Bird

Clerk, U.S. Bankruptcy Court, District of Delaware


Brad Bolton
Clerk, U.S. Bankruptcy Court, District of Colorado

Judge Sidney B. Brooks
U.S. Bankruptcy Court, District of Colorado

Judge Carla E. Craig

U.S. Bankruptcy Court, Eastern District of New York


Judge Dennis R. Dow

U.S. Bankruptcy Court, Western District of Missouri


Judge A. Benjamin Goldgar

U.S. Bankruptcy Court, Northern District of Illinois, Eastern Division


Judge Jeffery P. Hopkins

U.S. Bankruptcy Court, Southern District of Ohio


Judge Laurel Myerson Isicoff
U.S. Bankruptcy Court, Southern District of Florida


Judge Margaret M. Mann

U.S. Bankruptcy Court, Southern District of California


Judge Catherine Peek McEwen

U.S. Bankruptcy Court, Middle District of Florida


Judge C. Ray Mullins
U.S. Bankruptcy Court, Northern District of Georgia


Judge Pamela Pepper

U.S. Bankruptcy Court, Eastern District of Wisconsin


Judge Barry Russell
U.S. Bankruptcy Court, Central District of California


Judge Paul R. Warren
U.S. Bankruptcy Court, Western District of New York


 
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