CARE: Credit Abuse Resistance Education

What Does

CARE stands for Credit Abuse Resistance Education. CARE is a national non-profit comprised of professionals in bankruptcy, financial services, and business. We volunteer our time to educate young adults and others about the benefits of personal financial management and the consequences of credit abuse. Borrowing from our professional experiences, we tell true stories about financial distress and the impact it can have on one’s life.

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CARE Frequently Asked Questions

What is CARE?   Credit Abuse Resistance Education (CARE) is a national, nonprofit organization providing students and young adults with the...
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CARE is proud to announce the inaugural recipient of the Hon. John C. Ninfo Award, Lynn Tavenner. Lynn has contributed tirelessly to the success of CARE, and her efforts have provided invaluable resources to both students and CARE volunteers. Her dedication, commitment and leadership throughout her time at CARE has inspired countless individuals and helped move the organization forward. Thank you Lynn for everything you have done for CARE! #care4yourfuture ...

Are you trying to gain financial freedom this #FinLitMonth? No problem! Help yourself today and check out CARE's roadmap to financial freedom. For more helpful financial literacy tips, check out
#BeCreditSmart #PassItOn

Happy National Volunteer Week! Thank you to the amazing CARE volunteers who share their time in support of our mission to prepare the next generation for financial success. You are making a difference in the lives of so many young people nationwide. #nationalvolunteerweek #care4yourfuture ...

Florida is doing their part to #BeCreditSmart this financial literacy month! This new law will help educate Floridians on making smart financial decisions. We would like to acknowledge the efforts of CARE volunteers in Florida that have been instrumental in advocating for personal finance classes in Florida schools!
#care4yourfuture #PassItOn

There is no other organization like CARE. Hear our founder Judge Ninfo share what he hears from teachers in 50 plus schools he visits every year. CARE provides the tools and skills that students need to #BeCreditSmart and make responsible financial decisions! #care4yourfuture ...

Today marks the beginning of Financial Literacy Month! CARE will be celebrating all month long and providing you with the resources you need to #BeCreditSmart. We encourage you to share some ways in which you are helping yourself build a better financial future!
#care4yourfuture #PassItOn

CARE founder Judge Ninfo has been helping students with personal finance for over 20 years. Check out his top 10 tips for financial success! These can be used to help you organize and grow your personal finances. ...

Don't take our word for it - take our student's! CARE provides invaluable information and tools to help students succeed in the real world. To request a CARE presentation at your school, visit ...

THE TRUTH ABOUT CREDIT: Credit matters, and can be an incredibly useful tool to help you throughout your life. However, it's important to be smart and aware when making decisions about credit. This flyer will give you some tips and tricks on how to make the most of your credit experience! ...

This month, we are pleased to share our latest volunteer profile on Guion Johnstone who serves on CARE’s Advisory Board. Guion has spent 5 years volunteering with the CARE Kentucky Chapter and spends her time giving financial literacy presentations in schools around the area. To learn more about Guion's work for CARE, go to! ...

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Invite CARE
to Your

  • CARE is a nationwide organization whose mission is to teach students and adults sound financial management principles while alerting them to the many consequences of consumer credit abuse
  • CARE achieves this mission by providing in-school presentations to students at high schools and colleges, as well as other community groups

  • CARE sends volunteers to speak for FREE. All of our volunteers believe in the message of financial literacy and are willing to donate their time to advance this important cause.

  • CARE offers in-person and virtual presentations.
  • Our CARE volunteers are willing to travel to most locations
  • Volunteers are flexible. We schedule dates and times that work for Educators and Community Leaders.

Here are just a few of the organizations we’ve visited recently:

  • Ariel Community Academy
  • Arts on the Block
  • Arc of Southern California
  • Colorado High School Charter GES
  • DeKalb’s Student Success Center
  • Grayslake North High School
  • Hayfield Secondary School
  • Highland Park High School
  • Roberto Clemente Community Academy
  • Urban Assembly Gateway School of Technology
  • Varina High School

Ready to invite CARE
to your high school or community organization?

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What is a CARE presentation like?

Focus on

CARE presentations focus on the smart use of credit, including both credit cards and student loans. We also discuss bankruptcy, credit reports, credit scores, budgeting, and identity theft.

Meant for
Teens & Adults

Our programs are generally appropriate for teenagers and adults and range from 30 to 120 minutes. CARE presentations are direct, interactive, multimedia, concrete, and relevant.


CARE provides training opportunities to new volunteers in the form of one-on-one coaching, presentation observation, and group training.

that Resonate

We are successful at resonating with people, in part because the audience appreciates the expertise and passion we have.

Interested in volunteering
with CARE?

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