CARE: Credit Abuse Resistance Education

Privacy Policy


This is the Credit Abuse Resistance Education (CARE) Internet Privacy Policy. You can write to us at 66 Canal Center Plaza, Suite 600, Alexandria, VA 22314. We can be reached online at or you can call us at 703-894-5985.

CARE values individual privacy and we want to give our website visitors the opportunity to know what information we collect about them and how they can limit the use of personally identifiable information beyond the purposes for which they first provided it. At all times, however, CARE reserves the right to disclose information where required by law or to comply with valid legal process (such as a search warrant, subpoena or court order), to protect CARE’s rights or property, including without limitation in the event of a transfer of control of CARE or substantially all of its assets, or during emergencies when safety is at risk.

Whenever we change our policy, we will give reasonable notice by posting a notice on our home page. Since these policy change notices last only for a limited time, however, you should check this Privacy Policy regularly to see if there have been any changes. To view our Privacy Policy at any time, go to



We collect your email address if you communicate with us by email, as well as other information that you might supply voluntarily, such as survey information.

If you purchase a product or service, or make a contribution at our site, we will also ask for your credit card number or other account number you wish to be charged. We do not give out your credit card or other account information to third parties unless you authorize us to do so or if it is necessary to fulfill our responsibilities, including, but not limited to, delivering a product or service you order.

We may use this information to respond to an email or other inquiry or request, to help improve our website and our services, to customize your experience at our website, or to send updates or notices about our organization and the products we offer that we think may be of interest to you. We may also combine this information with other generally or publicly available information to help us identify visitors’ preferences or interests. We may provide information that identifies you to companies that assist us in these activities, such as helping us fulfill your request for a product, service or information.


CARE does not knowingly collect personal information from children under the age of 13. If CARE obtains knowledge that it has personally identifiable information about a child under 13 in retrievable form in its files, CARE will delete that information from our existing files.


As is true of most websites, some information is gathered automatically and stored in log files. This information includes Internet Protocol (IP) addresses, hardware or software information including browser type and language, Internet Service Provider (ISP), referring and exiting pages, operating system and date/time stamp.

We also use your IP address, cookies, tags, click-throughs and other technologies (e.g. pixel tags, web beacons, clear gifs, etc.) to track user behavior on our Sites and to make usability improvements. Cookies are also used to maintain user session identity, and to store your username and password locally for ease of access.

“Cookies” are small pieces of information that are stored by your browser on your computer’s hard drive for use either during a particular session or for future use. CARE only uses cookies to facilitate automated activity, store and track passwords and review navigation patterns. Cookies cannot access any other file on your computer. Cookies created by one site will only work with that specific site. Data generated by cookies and related databases will be used only in aggregate form for the purpose of improving the site and site-related services. Most Web browsers automatically accept cookies, but if you prefer, you can edit your browser options to block them in the future.

A unique number called an IP address identifies every computer on the Internet. Each time you connect to the Internet your machine is assigned an IP address. An IP address is a number that identifies each sender or receiver of information that is sent in packets across the Internet. We may use your IP address to help diagnose problems with our server and administer our web site.

“Tags” refer to scripts that are used to track a visitor’s activity on our Sites by web analytics software. A visitor’s activity is anonymous if he/she is not logged in. If she/he has logged in using their username and password, additional information is passed through these tags. Tags are used for, but not limited to, determining effectiveness of the Sites design, information architecture, and consumption of information and services provided via the Sites.

In some of our email messages distributed by CARE, specific information on recipient response in collected through “click-through URLs”. Click-through URLS are linked to content locations on the CARE website to collect specific information regarding what the user does with that email purposes of analyzing areas of interest, improving our products and enhancing the usefulness of our Site for our visitors. Other information collected through this tracking feature includes: email address of the user, date and time of the user’s click, a message number, user ID and a destination page. We use this data to determine interest in specific topics and measure the effectiveness of our communications. This information is not sold or distributed outside of the CARE in any other manner. If you prefer not to be tracked in this way, you should not click text or graphic links in the email messages.


We want to be sure that we keep only the most accurate and up-to-date information about you in our records. You may choose at any time to remove your name, telephone and fax numbers, and postal and email addresses from the lists we use to send notices or updates and elect not to receive correspondence from us by calling us at 703-894-5985.

Other websites might use personal information differently than our policy permits. We strongly encourage you to review the privacy policies of any site before providing any personal information.


We use state-of-the-art technology to keep any information you provide as secure as possible. All CARE employees must abide by CARE’s Privacy Policy. Employees who violate our privacy policies are subject to disciplinary action, up to and including termination.

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